Let's get going!

In order to get started, select an account that works for you.

Preferred Checking

Preferred Checking makes it simple to keep your finances safer and take advantage of smart discounts on financial services, and we have new features for you!

ID Protect®-our identity theft monitoring and resolution service
Cell Phone Protection-up to $600 of replacement or repair costs
$6 monthly fee & $50 minimum opening deposit
Complimentary Planters Bank logo checks
Unlimited check writing

Time Deposit Specials

Limited time TD Specials

$10,000 Minimum Balance
7 Month - 3.78% APY

Time Deposits 1 - 5 Year Maturities

Save for short or long-term goals.

1 Year - 2.83% APY; 2 Year - 2.78% APY
3 Year - 2.78% APY; 4 Year - 2.27% APY; 5 Year - 2.01% APY
$500 - Minimum Opening Deposit

Essential Checking

No minimums. For fast access to your cash.

Free Monthly E-Statement
Free Debit Card
Free Internet Banking with bill pay. Bill pay is free as long as your make one bill payment per month. Otherwise you will be charged $5.00 per month if no bill pay activity.
If you choose to receive a mailed paper statement, you will be charged $3.00 per mailed statement.
No minimum balance to maintain.

Boost Checking

Our Boost Checking account will provide you with the interest you want and the service you expect.

$8 service charge if the balance falls below $1000
Unlimited check writing
Free internet banking
Free VISA debit card
Free access to Planters Mobile App
0.45% APY Balance >= $100,000
0.35% APY Balance $25,000-$99,999
0.25% APY Balance $10,000-$24,999
0.20% APY Balance $1,000-$9,999

Time Deposits Maturing < 1 Year

Save for your short term goals

1 Month - 3.04% APY
2 Month - 3.04% APY
3 Month - 3.03% APY
6 Month - 2.92% APY
$500 - Minimum Opening Deposit

Opportunity Checking

A great account that provides the services you need.

$25 Minimum opening deposit
$5 Monthly service charge
Free Planters Bank Official Checks
Free internet banking
Free VISA debit card

High Yield Money Market Account

Our High Yield Money Market Account is now available for personal and business customers.

Unlimited withdrawals if done in person, by mail, by messenger or at an ATM
Minimum Opening Deposit: $25,000
$10.00 service charge only if debits/withdrawals exceed 6 per month
Monthly Transfers: Limited to six per month
Free online banking
Free Planters Bank Mobile App
Minimum balance to avoid $12.00 service charge: $10,000

Basic Savings Account

Our Basic Savings Account is a great way to start a savings habit. Your Planters Bank Visa debit card can be linked to a savings account if you have a personal checking account. The interest rate for this account is determined at the bank’s discretion. The interest rate and corresponding annual percentage yield are subject to change at any time. Interest will be credited and compounded quarterly.

Withdrawal fee of $3.00 for withdrawals in excess of 9 per quarter
Minimum Opening Deposit: $100.00
Quarterly Service Charge: $8.00 quarterly service charge
Minimum Balance to Avoid Service Charge: $250

Money Market Account

Our money market account provides a competitive interest rate while allowing immediate access to funds. Interest is accrued on a daily collected balance and is credited and compounded monthly.

Minimum Opening Deposit: $500
Monthly fee: $6
Minimum balance to avoid service charge: $500